“Asset allocation” can mean lower tax rates…and you keep more money for your future The Montrealer April 13, 2008 4129 Capital gains and dividends have a lower tax rate, and income in your RRSP is tax sheltered until you withdraw; usually at a lower tax rate in retirement (This article discusses financial issues and uses f...
Recent changes in tax rules may provide greater refunds from charitable donations The Montrealer March 11, 2008 3839 The Franz Group serves investors as part of MacDougall, MacDougall & MacTier Inc. (This article discusses financial issues and uses fictitious names of people for illustrative purposes.) Last week we di...
Authenticity – the key to successful financial management The Montrealer March 3, 2007 4116 We’re flooded daily with information on investing. You hear it on the radio, see it on TV, in newspapers, the Internet, billboards, signs, painted vehicles, junk mail, handouts, even our own clothes! Someone’s ...
Cost of Living – UP…..Everything else – not so much The Montrealer January 3, 2007 3553 Managing Your Money Q: It seems as if our cost of living is up, but not our incomes. Our monthly expenses are getting higher and we’re having to dip into savings to cover them. What are the best strategies...
Margaret closes out the year by making a home down payment loan to her daughter – without denting her portfolio The Montrealer December 11, 2006 4125 Margaret’s cell phone rings. It’s her daughter. She has a request. She’s finally made the decision to buy a home and needs $50,000 to help with the down-payment. Her friend Paul’s curious. How will Margaret han...
Paul asks Margaret for The Number The Montrealer November 21, 2006 3912 how much do you need to retire comfortably? Paul is speaking with his friend Margaret, the lady who by now is famous for her investment strategy whereby her income increases regularly by at least 10% ever...
Money Matters The Montrealer October 7, 2006 4057 The very best for your money Margaret left us last month with these words: “You’ll see that there is a way to have long-term capital growth with steady secure income that grows by at least 10% a year. All i...
Margaret shows her friend Paul how to grow his retirement income by 10% each year The Montrealer September 3, 2006 4092 The discipline of keeping track can put money back into your pocket Margaret’s spreadsheet listing her daily expenses contains some very interesting lines. As you will recall from last month, she developed...
Money Matters The Montrealer August 9, 2006 3812 The very best for your money It’s in the headlines: the newspapers, the magazines, on books, radio, and television, the Internet. It’s on our T-shirts! It’s this idea of a number, the magic number. Formulas ...
Money Matters The Montrealer June 23, 2006 3967 Our friend Margaret is back from a cruise with The Pride of Hawaii. She’s having coffee with Paul, a retired business owner. He created an enormously successful yet low profile shoe repair franchise and conside...
