Making a move The Montrealer August 7, 2009 5532 Sometimes you just have to pause…and reconsider a relationship. Studies show that about 10% of investors are preparing to switch financial advisors or firms in the next year. It’s a big move, especially if t...
Ordinary People, Extraordinary Wealth The Montrealer July 28, 2009 5236 A client recently remarked that “every column on investing inevitably makes me feel bad, that I’m missing something. Why is that? The writer shares some knowledge and wisdom that I’m advised to remember and put...
Where to go when the going gets rough The Montrealer August 10, 2008 5041 (This article discusses financial issues and uses fictitious names of people for illustrative purposes.) Many of the approximately 10 million Canadian baby boomers born between the years of 1947-1966 can r...
Rebalancing your portfolio potentially increases returns The Montrealer June 6, 2008 4814 (This article discusses financial issues and uses fictitious names of people for illustrative purposes.) When we last visited with Rhonda and Steve Baker, they were discussing the positive impact of Asset ...
Less risk may mean higher returns The Montrealer May 14, 2008 4575 (This article discusses financial issues and uses fictitious names of people for illustrative purposes.) It’s the weekend and Steve and Rhonda Baker are sitting down to a late breakfast with their son, Adam....
“Asset allocation” can mean lower tax rates…and you keep more money for your future The Montrealer April 13, 2008 5042 Capital gains and dividends have a lower tax rate, and income in your RRSP is tax sheltered until you withdraw; usually at a lower tax rate in retirement (This article discusses financial issues and uses f...
Recent changes in tax rules may provide greater refunds from charitable donations The Montrealer March 11, 2008 4435 The Franz Group serves investors as part of MacDougall, MacDougall & MacTier Inc. (This article discusses financial issues and uses fictitious names of people for illustrative purposes.) Last week we di...
Authenticity – the key to successful financial management The Montrealer March 3, 2007 4953 We’re flooded daily with information on investing. You hear it on the radio, see it on TV, in newspapers, the Internet, billboards, signs, painted vehicles, junk mail, handouts, even our own clothes! Someone’s ...
Cost of Living – UP…..Everything else – not so much The Montrealer January 3, 2007 4203 Managing Your Money Q: It seems as if our cost of living is up, but not our incomes. Our monthly expenses are getting higher and we’re having to dip into savings to cover them. What are the best strategies...
Margaret closes out the year by making a home down payment loan to her daughter – without denting her portfolio The Montrealer December 11, 2006 4815 Margaret’s cell phone rings. It’s her daughter. She has a request. She’s finally made the decision to buy a home and needs $50,000 to help with the down-payment. Her friend Paul’s curious. How will Margaret han...
