Lynn MacNeil Financial-Planner

You can, but maybe you shouldn’t

“Easy” and “simple” decisions don’t always add up to the right financial/estate planning answers. Here are a few “because I can” decisions to consider just a bit more carefully. I will add an adult child as ...
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Managing Your Money

“Buy Now, Pay Later” deals may have you paying a lot more than you bargained for I have written before about the “spend versus save” decisions which we are faced with every day, and how so many people don’t ...
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Leaving money to minors can become a major issue

You’re preparing your will – that’s good – and you’re considering leaving part or all of your estate to children or grandchildren who are minors – that may not be so good. Let’s look at why you need to carefull...
Linda Hammerschmid

Ask the Hammer

Tax Deductible Legal Fees Every year, I come across a certain number of people who have been through family proceedings and are not aware that they may be entitled to a tax deduction for the legal fees, or a p...
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Managing Your Money – January 2014

Today’s decisions could cost BIG TIME tomorrow (PART 2) Editor’s Note: We have reprinted the Lynn’s November article below for the convenience of readers who may like to have Part 1. Best Wishes for 2...
Linda Hammerschmid

Ask the Hammer

Dear Readers: By now most everyone who has a tech device has heard of "texting". One definition of a "texter" is "a person who communicates by text messaging". Don't you just love it when words are define...
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The tangible benefits of financial advice

Q: I have an RRSP and a TFSA as well as other savings. I usually go to the bank when I have extra money and deposit it into one of those accounts. I don’t have a financial plan or a real advisor, but I feel ...