“Would Nevers” often occur – and always when you least expect it linda.hammerschmid March 17, 2014 4620 Dear Readers: One of the most difficult aspects of my practice has been listening to clients tell me, while they are in the throws and woes of separating and divorcing, that their spouse WOULD NEVER: Empty...
Leaving money to minors can become a major issue Lynn MacNeil February 19, 2014 4788 You’re preparing your will – that’s good – and you’re considering leaving part or all of your estate to children or grandchildren who are minors – that may not be so good. Let’s look at why you need to carefull...
Ask the Hammer linda.hammerschmid February 19, 2014 4247 Tax Deductible Legal Fees Every year, I come across a certain number of people who have been through family proceedings and are not aware that they may be entitled to a tax deduction for the legal fees, or a p...
Despite some challenges – the market looks good for 2014 Philip Clement January 21, 2014 4140 Dear Montrealers, first of all I would like to thank all my readers for the phone calls, e-mails and texts. As we turn the page on 2013 and move into the 2014 Spring Market, I do not have enough sales compiled ...
Managing Your Money – January 2014 Lynn MacNeil January 21, 2014 4195 Today’s decisions could cost BIG TIME tomorrow (PART 2) Editor’s Note: We have reprinted the Lynn’s November article below for the convenience of readers who may like to have Part 1. Best Wishes for 2...
Ask the Hammer linda.hammerschmid October 28, 2013 4406 Dear Readers: By now most everyone who has a tech device has heard of "texting". One definition of a "texter" is "a person who communicates by text messaging". Don't you just love it when words are define...
Plan now to pay yourself for all retirement years Lynn MacNeil September 16, 2013 4483 Q: Although I have saved regularly for years, I haven’t exactly done any formal retirement planning. Where do I start, and how do I go about planning for a comfortable retirement? A: Retirement is probably ...
The tangible benefits of financial advice Lynn MacNeil July 16, 2013 4282 Q: I have an RRSP and a TFSA as well as other savings. I usually go to the bank when I have extra money and deposit it into one of those accounts. I don’t have a financial plan or a real advisor, but I feel ...
Reduce Taxes in your Pre and Post Retirement Life Lynn MacNeil March 12, 2013 4508 Q: My wife is retired already and I am planning to retire in the next two years. What can we do to save taxes either now or after I retire? A: The number one expense for nearly every Canadian is … taxes. Ho...
Managing Your Money Lynn MacNeil January 15, 2013 4610 When it makes sense to borrow for your RRSP Q: I have no pension plan at work, and need to increase the savings in my RRSP. I do a small monthly RRSP savings, but always end up short at the RRSP deadline. Is i...
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