Ask the Hammer linda.hammerschmid October 28, 2013 4571 Dear Readers: By now most everyone who has a tech device has heard of "texting". One definition of a "texter" is "a person who communicates by text messaging". Don't you just love it when words are define...
Plan now to pay yourself for all retirement years Lynn MacNeil September 16, 2013 4601 Q: Although I have saved regularly for years, I haven’t exactly done any formal retirement planning. Where do I start, and how do I go about planning for a comfortable retirement? A: Retirement is probably ...
The tangible benefits of financial advice Lynn MacNeil July 16, 2013 4419 Q: I have an RRSP and a TFSA as well as other savings. I usually go to the bank when I have extra money and deposit it into one of those accounts. I don’t have a financial plan or a real advisor, but I feel ...
Reduce Taxes in your Pre and Post Retirement Life Lynn MacNeil March 12, 2013 4694 Q: My wife is retired already and I am planning to retire in the next two years. What can we do to save taxes either now or after I retire? A: The number one expense for nearly every Canadian is … taxes. Ho...
Managing Your Money Lynn MacNeil January 15, 2013 4787 When it makes sense to borrow for your RRSP Q: I have no pension plan at work, and need to increase the savings in my RRSP. I do a small monthly RRSP savings, but always end up short at the RRSP deadline. Is i...
Managing Your Money, December 2012 Lynn MacNeil December 12, 2012 4890 2013 New Year’s Resolutions to get Healthier & Wealthier At the end of this month, millions of North Americans will be making New Year’s resolutions. Two of the top resolutions made are to get healthier &a...
Managing Your Money Lynn MacNeil October 18, 2012 5226 Tax Savings for Professionals – When Does Professional Incorporation make sense? Q: I have been practicing as a lawyer for the past ten years. As my income has increased, so have my taxes. I'm considering wa...
Reclaim debt control – save time and money, too The Montrealer July 1, 2012 5011 Q: I have been in debt for a number of years and it just seems to keep growing. I have a, line of credit, and some various other personal debt. What can I do to get it under control? A: There are various st...
Cost of Living – UP… Everything else – not so much The Montrealer March 1, 2012 4467 Q: It seems as if our cost of living is up, but not our incomes. Our monthly expenses are getting higher and we’re having to dip into savings to cover them. What are the best strategies to get back on track? An...
Comfortable investing – investment risk levels and you The Montrealer January 3, 2012 4830 Q:I am nearing retirement in the next few years. The past year of volatile markets has made me somewhat uncomfortable with my investments, and I’ve become less confident that their value will be there when I ne...
