Less risk may mean higher returns The Montrealer May 14, 2008 4595 (This article discusses financial issues and uses fictitious names of people for illustrative purposes.) It’s the weekend and Steve and Rhonda Baker are sitting down to a late breakfast with their son, Adam....
“Asset allocation” can mean lower tax rates…and you keep more money for your future The Montrealer April 13, 2008 5064 Capital gains and dividends have a lower tax rate, and income in your RRSP is tax sheltered until you withdraw; usually at a lower tax rate in retirement (This article discusses financial issues and uses f...
Recent changes in tax rules may provide greater refunds from charitable donations The Montrealer March 11, 2008 4462 The Franz Group serves investors as part of MacDougall, MacDougall & MacTier Inc. (This article discusses financial issues and uses fictitious names of people for illustrative purposes.) Last week we di...
RRSP contributions play an important role in tax planning and investment growth The Montrealer February 9, 2008 4475 The Franz Group serves investors as part of MacDougall, MacDougall & MacTier Inc. Often we’re asked for our opinion. Take for instance, the theoretical case of Steve and Rhonda. They are questioning their ...
Confidence in the right people at the right place The Montrealer October 11, 2007 4448 The Franz Group serves investors as part of MacDougall, MacDougall & MacTier Inc. Do you say things like this? Are you a potential client of the Franz Group? “Jack, our financial advisor, keeps telling ...
Authenticity – the key to successful financial management The Montrealer March 3, 2007 4993 We’re flooded daily with information on investing. You hear it on the radio, see it on TV, in newspapers, the Internet, billboards, signs, painted vehicles, junk mail, handouts, even our own clothes! Someone’s ...
Cost of Living – UP…..Everything else – not so much The Montrealer January 3, 2007 4216 Managing Your Money Q: It seems as if our cost of living is up, but not our incomes. Our monthly expenses are getting higher and we’re having to dip into savings to cover them. What are the best strategies...
Margaret closes out the year by making a home down payment loan to her daughter – without denting her portfolio The Montrealer December 11, 2006 4842 Margaret’s cell phone rings. It’s her daughter. She has a request. She’s finally made the decision to buy a home and needs $50,000 to help with the down-payment. Her friend Paul’s curious. How will Margaret han...
Paul asks Margaret for The Number The Montrealer November 21, 2006 4708 how much do you need to retire comfortably? Paul is speaking with his friend Margaret, the lady who by now is famous for her investment strategy whereby her income increases regularly by at least 10% ever...
Money Matters The Montrealer October 7, 2006 4733 The very best for your money Margaret left us last month with these words: “You’ll see that there is a way to have long-term capital growth with steady secure income that grows by at least 10% a year. All i...
